Terms of Use

Simple terms for a personal finance tool.

Kwarta+ is a personal finance tracker intended for individual use. By using the app, you agree to the following.

Personal use

Kwarta+ is designed for personal, non-commercial financial tracking. You may not distribute, resell, or sublicense the app. Obtain the app only through official release channels.

Your data, your responsibility

All financial records in Kwarta+ are entered and maintained by you. The app organizes and displays what you put in — it does not audit, verify, or validate your transactions. You are solely responsible for the accuracy of your records.

Backups and data loss

Kwarta+ stores data locally on your device. Uninstalling the app, resetting your device, or clearing app data will permanently delete all records. We strongly recommend exporting a JSON backup regularly from Settings. We are not liable for any data loss.

Exchange rate information

Currency conversion rates displayed in the app are sourced from a third-party public API and are for informational purposes only. They may not reflect real-time market rates. Do not rely on them for financial decisions.

Updates

New versions may change features, data formats, or these terms. Review release notes before updating, especially before restoring from an older backup.