Local storage only
Every account, transaction, budget, category, and insight you create lives in a SQLite database on your device. We do not have a server that stores your financial records. Uninstalling the app removes all data.
Privacy Policy
Your financial data stays on your device.
Kwarta+ is built offline-first. All records you create are stored locally in a SQLite database on your device and are never transmitted to any server we own or operate.
No analytics or tracking
Kwarta+ does not include any analytics SDK, advertising library, crash reporter, or behavioral tracking tool. We do not know how often you open the app, what screens you visit, or what you spend money on.
One external network call
The app makes a single optional network request to api.frankfurter.app, a free public API, to fetch the current USD to PHP exchange rate. This request contains no personal or financial data. The result is cached on-device for up to 6 hours. If the request fails, a fallback rate is used and nothing is logged.
Backup and export
You can export your data as a JSON backup file at any time from Settings. This file is saved to your device and can be shared using your phone's native share sheet — no upload to any third-party service happens automatically. Restoring from a backup replaces all existing local data.
Permissions
Kwarta+ requests only network access, used exclusively for the exchange rate lookup described above. It does not request camera, microphone, location, contacts, biometric, or push notification permissions.
Contact
Questions about privacy? Reach us at support@ronilcajan.com.